Health, Life & Income Insurance
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Podcast
June 18, 2025

Episode 4 - Insured Abroad?

Many expats believe their insurance covers everything, but the reality is often different.

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Information correct at the time of recording.

Are You Really Protected Abroad?
Living abroad can be an exciting adventure, but protecting yourself, your income, and your family should always be a priority. Many expats believe their insurance covers everything, but the reality is often different.

In this new episode, Jonathan Lumb, Senior Financial Planner at Skybound Wealth, explains why having an insurance policy doesn’t automatically mean you’re truly protected. With over 17 years of experience advising expats, Jonathan breaks down the essentials of financial protection and shares how to avoid the common pitfalls that can leave you vulnerable.

In this episode, you'll learn:

  • The difference between being insured and truly protected
  • The four key pillars of expat protection: Health, Life, Critical Illness, and Income Protection
  • Why employee-provided insurance often doesn’t meet expat needs
  • The financial consequences of not having adequate protection
  • How to shift your mindset from seeing insurance as a cost to recognising it as the foundation of your financial security
  • What to look for in protection policies that are portable, comprehensive, and reliable

Why Protection Is More Than Just a Policy
Jonathan highlights why a generic insurance policy isn’t enough for expats and how protection should adapt to your unique lifestyle. From global health coverage to income protection and life insurance, this episode provides you with the clarity needed to make smarter decisions and ensure your financial future abroad is secure.

Ready to Take Control of Your Protection?

This episode has provided invaluable information, but it’s time to apply these strategies to your personal situation. Book a free consultation with one of our experts at Skybound Wealth Management to ensure that your protection plan is tailored to your unique needs as an expat.

Don’t wait until it’s too late, take the next step and secure your financial and personal protection today.

Book A Consultation With Skybound Wealth Now

Get In Touch Today

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