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Michael Sappal

APFS
Chartered Financial Planner

As a Chartered Financial Planner, Michael has over nine years of experience in UK financial services. Throughout his career, he has worked closely with individuals and families, guiding them through important financial decisions and the complexities of pensions, investments, and savings with confidence.

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Trusted by + clients over years

About Michael

As a Chartered Financial Planner, Michael has over nine years of experience in UK financial services. Throughout his career, he has worked closely with individuals and families, guiding them through important financial decisions and the complexities of pensions, investments, and savings with confidence.

Now based in Dubai, UAE, Michael has embraced the opportunity to work with clients on an international basis, offering tailored cross-border financial planning solutions designed to meet their unique needs. As one of Skybound’s most highly qualified financial planners, Michael prides himself on building strong, trusting relationships with his clients and being a reliable partner in their financial journey.

Qualifications & Awards

  • Cii Level 6 Advanced Diploma in Financial Planning
  • Cii Level 4 Diploma in Regulated Financial Planning
  • Cii Level 4 Certificate in Discretionary Investment Management
  • Cii Level 4 Certificate in Securities Advice and Dealing
  • LIBF Level 3 Certificate in Mortgage Advice and Practice (CeMAP)

Regions

UAE

Areas of Expertise

  • Pensions
  • Trust & Inheritance Tax Planning
  • Lifestyle Financial Planning
  • Retirement Planning
  • International Investments
  • Regular and Lump Sum Savings
  • Education Fee Planning
  • Health Planning
  • Asset and Lifestyle Protection

My Support Team

Jabir Sarharwalla

Chief Investment Strategist

Carla Smart

Trust & Pension Specialist

Take A Look At Some Of Michael's Client Reviews

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